CBK-Compliant Core Banking
for Modern SACCOs
Automate lending, ensure regulatory compliance, and deliver seamless member experiences. Built specifically for Kenyan SACCO regulations and market realities.
Complete SACCO Digital Transformation
End-to-end platform covering core banking, lending, payments, and member engagement—all in one integrated system.
Core Banking & Member Management
Real-time ledger, share capital tracking, dividend calculations, and member lifecycle management. Full audit trails for every transaction.
Automated Loan Processing
AI-powered credit scoring, automated approval workflows, collateral management, and arrears tracking. Reduce approval time from days to hours.
Integrated Payments
Seamless M-Pesa, bank transfer, and card payment processing. Real-time reconciliation and automated receipt generation.
Regulatory Reporting
Auto-generated CBK returns, SASRA reports, IFRS-compliant financial statements, and internal management dashboards.
Member Self-Service Portal
Mobile-responsive portal for balance checks, loan applications, statement downloads, and communication. Reduces branch traffic by 60%.
Fraud Detection & Security
Real-time anomaly detection, dual-control approvals, role-based access, and encrypted data storage. Protect member assets proactively.
Zero-Downtime Legacy Migration
We understand the risk of switching core systems. Our proven migration methodology ensures business continuity.
Data Assessment
Complete audit of existing data quality, structure, and gaps. Cleanup plan developed before migration begins.
Parallel Testing
Run new and old systems simultaneously for 30 days. Validate every transaction matches perfectly.
Cutover Weekend
Friday evening start, Monday morning go-live. Dedicated team on-site for immediate issue resolution.
Staff Training
Role-based training sessions, video tutorials, and 30-day hypercare support post-go-live.
Enterprise-Grade Security & Compliance
Built to meet and exceed Central Bank of Kenya requirements for digital financial services.
Data Encryption
AES-256 encryption at rest, TLS 1.3+ in transit. Database-level encryption for sensitive member information.
Access Controls
Multi-factor authentication, session timeout policies, and detailed audit logs for all user actions.
Audit Readiness
Immutable transaction logs, automated compliance checks, and exportable audit reports for regulators.